Mary Loker: One Fund Links Three Generations

December 29, 2015

Mary Loker

“A BCF fund was appealing because of how involved my father was in Baltimore City,” says Mary Loker. “It has been 20 years since he died, and part of me was feeling that I needed to start my own giving back.”

Loker did just that, creating the endowed, donor-advised Tom and Kaki Guidera Family Fund in honor of her parents. She and her son Christopher and daughter Alison all serve as advisors, making the fund a multigenerational legacy.

The fund especially recognizes the contributions of Loker’s father, a real estate developer who championed affordable housing. He helped low-income families obtain below-market rate loans to repair and buy homes, and he helped end “steering,” a practice of directing black homebuyers away from white neighborhoods. For those efforts and more, the city and Mayor Schmoke honored him with a namesake street.

The BCF fund will continue his legacy of community involvement. When all advisors are gone, Loker’s estate plan directs annual grants to three Baltimore entities — the Institute of Notre Dame, Cristo Rey, and Catholic Charities — although she is leaving options open for her children’s own charitable interests.

Loker, an attorney, first learned of BCF when she served on the Planned Giving Advisory Board of Catholic Charities. She used the information to help a client set up a BCF donor-advised fund as part of estate planning. “As I got involved and learned more about it,” she recalls, “it seemed like a no-brainer to do something like that myself. BCF was a perfect choice.”

At BCF, we have lots of options for your giving, and we can help you create a plan that fits your unique situation. Explore at, or contact us for a confidential consultation. 

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